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Vision Payment Solutions can provide valuable working capital to strong, under-served businesses without the issues associated with a traditional bank loan. With your current merchant processing, there is a hidden funding asset – your future credit card sales. The VPS advantage provides fast, easy way for your to gain access to working capital today by tapping into your future credit card sales. The process is simple:

You agree to sell a fixed amount of your future credit card sales at a discount. In exchange, you receive a lump sum of working capital and VPS automatically sends a fixed amount, predetermined percentage, from each credit card sale when it is settled – just go online to view your statement at any time. Collection stops automatically when the full amount is retrieved – generally within 12 months.There are many reasons over 85% of business who take advantage of our Merchant Cash Advance Services reapply for second and third funding:

Ø     High Approval Rates

Ø     Funding in 10-14 Days

Ø     No Fixed Payment Amount

Ø     Automatic Collection from Processing

Ø     No Monthly Check to Write

Ø     No Application Fee

Ø     No Personal Collateral

If Vision Payment Solutions is providing your merchant processing, there are only two requirements:

1) You company has been processing credit cards at least one year

2) You are processing at least $3,000 per month

If so, simply fill out the form below to receive an easy one-page application. It takes less then 10 minutes to complete. We will respond within 48 hours!

First Name
Last Name
Email
Phone Number
Company

Vision Payment Solutions & HSBC Bank actively adhere to and enforce all requirements set forth by the PCI Security Standards Council, including American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. Inc. International.  Below are brief descriptions of today’s current security requirements set forth by the PCI Security Council, and your Vision Payments Solution.

PCI-DSS – The PCI DSS is a multifaceted security standard for all credit card processing that includes requirements for security management, policies, procedures, network architecture, software design and other critical protective measures. This comprehensive standard is intended to help organizations proactively protect customer account data.  Solution – The VPS PCI DSS Resource Center is an interactive system which enables merchants to proceed at their own pace and proves the educational tools necessary to complete PCI compliance accurately, including our Merchant Wizard”. The VPS PCI DSS Resource Center will document each individual merchant identification numbers’ (MID) compliance progress, and will store the merchant attestation for future reference.  The VPS PCI DSS Resource Center will inform you which “tier” each of your individual merchant accounts are considered based on your quick questionnaire results.  Typically, merchants processing less than 20,000 Visa (only) eCommerce transactions are considered tier 4 merchant accounts, and only require completion of the VPS PCI DSS Resource Centers’ online “Merchant Wizard” annually.  A very small % of tier 4 merchant accounts will be required to obtain an annual site scan which is performed by an outside auditing firm to ensure compliance.

For additional information, please proceed to Additional PCI Information

Our company provides merchant accounts, supports all major credit and debit cards, e-check and ACH transactions, electronic benefits transfer, recurring bill payments, and gift and stored-value cards. As a proven leader in payment technologies, we offer advanced virtual terminal and payment gateway solutions that are fully supported by our in-house teams.

ICL Check Truncation is an exciting new solution that was designed for clients with higher than average return rates and unauthorized transactions, or for clients who accept large dollar amounts over the Internet. Payliance’s patent-compliant process creates check images from a client data file — no paper check is required.
These transactions are governed by the Check 21 Act and Uniform Commercial Code – Not Regulation E, which means:
• No restrictions on percentage of returns
• No restrictions on unauthorized returns
• No maximum dollar amount
• No consumer authorization needed
• Less likely to be shut down due to high returns or UA’s
• All types of checks and money orders are accepted
• Provides you with access to more customer accounts than any other single payment method because you can accept all types of checks and money orders

Portland, Me — January 2010 - Vision Payment Solutions (VPS), a bank card processing, ACH and Merchant Cash Advance company and the Print Services & Distribution Association (PSDA) have agreed to a relationship that extends special, discounted rates for merchant services available only to PSDA Members. Member rates and details regarding available solutions and services may be viewed online at a dedicated website for PSDA Members at http://www.visionpayments.com/psda

The relationship delivers VPS’s comprehensive suite of merchant processing services to PSDA and its members throughout the United States, offering products and solutions including credit and debit processing, electronic gift cards, online reporting, and access to a variety of payment terminals designed to service the needs of the Print, Services, and Distribution industry.

“Our flexible solutions and local customer service align with PSDA member services. We look forward to helping the PSDA deliver to it’s’ members all the resources they need save significant amounts of money through processing level III data. The PSDA members have not previously had the opportunity to save money on B2B transactions in this manor.” said Steve Gent, Vice President of Business Development, for VPS.

About Vision Payment Solutions:
Vision Payment Solutions is a fast-growing provider of merchant services based in Portland, Maine. We offer a complete range of payment technologies to merchants for retail, e-commerce, direct software integration, and custom payment applications.

Our company provides merchant accounts, supports all major credit and debit cards, e-check and ACH transactions, electronic benefits transfer, recurring bill payments, and gift and stored-value cards. As a proven leader in payment technologies, we offer advanced virtual terminal and payment gateway solutions that are fully supported by our in-house teams.

About Print Services & Distribution Association:
The Print Services & Distribution Association is an international organization of print distributors, trade printers and suppliers working together to ensure that end users receive the products and services they need to succeed.

Since 1946, PSDA has been the exclusive association for the print distribution industry. Our members are a knowledgeable, successful and dedicated group of business printing professionals leading the progress of the print distribution industry. PSDA supports this success by providing our members with the highest quality of information and resources through our networking and educational events, online curriculum offerings, award-winning publications, and sourcing referral services.

It is our mission to stay ahead of relevant industry trends to better provide our members with the resources they need to thrive in the changing marketplace. We employ industry professionals who work to ensure that all PSDA programs and services serve the single purpose of helping our members grow their businesses, increase their profits and prevail in the long run.

Our company provides merchant accounts, supports all major credit and debit cards, e-check and ACH transactions, electronic benefits transfer, recurring bill payments, and gift and stored-value cards. As a proven leader in payment technologies, we offer advanced virtual terminal and payment gateway including level  3 data solutions that are fully supported by our in-house teams.

VPS Blog Launch

Welcome to the official blog of Vision Payment Solutions.  This space will allow our staff to more readily communicate in a highly dynamic, fast-paced industry.  Check back often for the latest payment news, product announcements, training seminars, and special deals.