Level lll Processing

Business & Corporate Card Processing

Save Time And Money By Processing Level III Data Through Vision Payment Solutions

Do you currently accept credit and debit card payments from businesses or government agencies without adding level III data? If you do, you’re likely paying significantly higher processing rates than you should!

In most cases adding Level III (L3) Data through Vision Payment Solutions will significantly reduce the fees that you pay for processing Business-to-Business (B2B) and Business-to-Government (B2G) transactions. Since the benefit is a reduced percentage rate, your savings increase with the size of your transactions.

What Is Level III Data?

L3 Data is additional information about a transaction which is commonly found on an invoice, such as: tax, product/service description, etc. Visa® and MasterCard® generally assess higher interchange rates for B2B and B2G transactions if L3 Data is not included with the transaction.

Why Should I Use Vision Payment Solutions To Process Level III Data?

VPS offers one of the only payment processing gateways certified to process L3 Data.  The proprietary solution identifies L3 transactions prior to prompting for additional information, significantly reducing excessive data entry. In addition, VPS’s solution automatically calculates and populates data for L3 transactions, further maximizing your efficiency.  In short, VPS is one of the few solutions that can process L3 Data, and we make the process as easy for you as possible.

Which VPS Solutions Support Level III Data?

Merchants using PayTrace are able to process L3 Data through any of the following methods:

  • Virtual Terminal
  • Mobile
  • Shopping Cart
  • API
  • Recurring Payments
  • Batch Upload