Virtual Terminals & Internet Gateways

In today’s economy, nearly all merchants must process transactions online to stay competitive. This is crucial to ensuring that customer’s have the ease of processing their payments in any form that they wish. Vision Payment Solutions allows for merchants to process using many different platforms, software solutions and a variety of merchant tools including:

  • Virtual Terminals: Allow orders to be taken from any computer with Internet access.
  • Recurring Billing: Automate timely and multiple billings for new and existing accounts.
  • Retail Swipe Integration: Utilize a card reader that “swipes” transactions directly into the virtual terminal
  • Easy Integration: Through API, all of our gateways allow integration through your website


While we serve and process on over 35 different gateway solutions, four top solutions are:

  • PayTrace
  • USAepay
  • NMI






Vision Payment Solutions provides the PayTrace virtual terminal as an alternative to traditional hardware terminals. PayTrace is ideal for any business looking for high-end terminal features without the high price tag. It lets you rapidly capture and authorize credit card transactions in real time, using any computer connected to the internet.

Additionally, the virtual terminal can be used on any number of workstations. This means that, unlike software packages that charge per-seat for licenses, upgrades, and customer service, the virtual terminal is all-inclusive and allows you to effectively reduce your processing overhead.

Virtual Terminal Features:

  • Fast 4-second transactions
  • Credit card sales, authorizations, and returns
  • Level II data handling
  • Card swipe compatible
  • Automated Recurring Payments
  • Address Verification Service (AVS)
  • CVV2 support for additional fraud control
  • Detailed reporting capabilities
  • Unlimited staff logins with permission-management system


About Authorize.Net
The Authorize.Net Payment Gateway can help you accept credit card and electronic check payments quickly and fordable.

More than 305,000 merchants trust for payment processing and online fraud prevention solutions.

The secure Virtual Terminal and Batch Upload features enable merchants to process credit card and/or echeck transactions manually. Authorize.Net merchants access the Virtual Terminal and Batch Upload features through the Web-based Merchant Interface. Transactions are immediately submitted for authorization and processing each day.

  • Virtual Terminal – Virtual Terminal provides the best solution for merchants who manually enter credit card and electronic check transactions for mail order/telephone order (MOTO) sales.
  • Batch Upload – Submitting multiple transactions in a single file is an efficient way to upload credit card and electronic check transaction data from enterprise applications or other file-based systems.



If you have a Virtual Terminal through VPS, you also have the opportunity to take your iPhone or iPad and swipe cards (get card present rates), anywhere you have reception or wifi.

  • Add a swipe to you existing merchant account for $49
  • No Setup Fee
  • No Additional Transaction Fee
  • $10.00 per month, per unit.

Contact VPS today if you are interested in virtual terminal payments. Take a look at the number above and contact us today! We will help you run your business more efficiently than ever before!