Virtual Terminals and Internet Gateways

Vision Payment Solutions (VPS) offers merchant services in a variety of forms. For those who are starting a new business or are looking to change their transaction processing systems, VPS offers everything you would need in terms of hardware and software to start processing customer transactions quickly and at a low cost. In today’s world, that includes the ability to process transactions online. VPS provides unique solutions in terms of virtual terminals and internet gateways that make it possible for merchants to process transactions from any computer with internet access. Some of these solutions include:

Virtual terminals, which provide a secure form of instantaneous transaction processing and allow orders to be processed through any computer with internet access.

Recurring billing, which automates timed and recurring billing for new and existing accounts.

Retail swipe integration, which is perfect for customers that use credit or gift cards. Swipe integration allows card swipes to be processed through the virtual terminal instantaneously at POS.

Easy Integration, which ensures that all of VPS’s transaction processing systems will work seamlessly through the website that you’ve already developed.

While VPS offers more than 20 different gateway solutions which are customized to meet the needs of your specific business, some of the most popular options are discussed below.

PayTrace Payment Gateway: PayTrace is a virtual terminal that’s a great alternative to traditional hardware terminals. PayTrace is touted as a high end virtual terminal that’s affordable for almost all budgets. PayTrace allows you to capture, process, and authenticate credit card transactions immediately at POS through any computer with internet access. Another benefit of the PayTrace Payment Gateway is that it allows you to access the virtual terminal from several different computers at the same time. You don’t need to worry about updates or additional licensing fees when using PayTrace on different computers. This virtual terminal features:

  • Fast 4-second transactions
  • Credit card sales, authorizations, and returns
  • Level II data handling
  • Card swipe compatible
  • Automated Recurring Payments
  • Address Verification Service (AVS)
  • CVV2 support for additional fraud control
  • Detailed reporting capabilities
  • Unlimited staff logins with permission-management system

Authorize.net: This is a great virtual terminal that allows merchants to process credit card transactions and echecks manually from any computer. If you take credit card orders over the phone or deal with customers whose cards won’t swipe correctly, this is a great product for your business. Authorize.net includes a batch upload feature that allows merchants to submit information for multiple transactions at the same time. The batch upload feature works well with enterprise applications and other file-based systems.