Virtual Terminals for Credit Card Processing

Virtual terminals for credit card processing are web-based applications one can access, using a user name and password, from any computer that has Internet connectivity. Using an intuitive online interface, the user can easily enter and edit credit card information and perform any transaction task that is otherwise typically performed through a physical device, such as authorizing, capturing, and refunding transactions.

Virtual terminals for credit card processing are often used by online entrepreneurs. These types of smaller, typically home-based business do not achieve the kind of sales volume that would warrant a fully automated online system integration, so they frequently use virtual terminals for credit card processing as a transitional solution, at least until their business expands into a full-scale, automated site.

Today’s virtual terminals for credit card processing are typically easy to use, accessed via SSL, enable separate authorization and settlement transactions, offer an assortment of fraud detection tests, and support multi-user access.

When you’re choosing a virtual terminal provider, check all other aspects of credit card processing, like merchant account versus third-party processing, fraud management capabilities, merchant tools and reports, rates, fees, and payment schedules.

Merchants who use virtual terminals for credit card processing have the ability to manually key in transactions, as well as a variety of other payment management functions. Virtual terminals for credit card processing are typically Web-based applications that perform the processing functions much like a physical point-of-sale (POS) terminal; they require only a computer with a secure Internet connection and an up-to-date browser.

Virtual terminals for credit card processing can easily simplify your payments’ infrastructure without hardware or dedicated phone lines, enable you to access a full range of processing functions needed to manually enter and process credit card transactions, offer a comprehensive set of payment management functions, provide options for settling batches daily by default or manually overseeing the process, empower you to access past orders quickly and easily, and secure your transaction payments by way of a secure login.

If you have additional questions or concerns on using virtual terminals for credit card processing, or if you would like to arrange the ideal payment-processing solution for your business, then simply call Vision Payment Solutions today at the number above, and experience for yourself why so many successful merchants have chosen VPS for virtual terminals for credit card processing!